📍
San Francisco, CA

Software Engineer - Recent Grad 2026

Graduate Program
Finance
Software engineering
Posted:
December 29, 2025

Kikoff

Credit-building and financial tools
40.5
Palpable Score
Apply >view company >

Calling all 2026 grads who are looking for fast personal and career growth in consumer fintech. Skip the bureaucracy of a big company and work with a seasoned startup product and engineering team. We balance best practices from our experience in post-IPO companies with the familiar intuition that comes from pre-IPO zero-to-one work. Our mission is to create fair, effective, and simple financial pathways to help 100M Americans reach their financial goals. Investors include Lightspeed, Coatue and GGV. Founders are serial entrepreneurs who co-founded and served as C-suite executives at 3 FinTech unicorns.

Our backend is written in Ruby on Rails on AWS, using lots of vanilla infrastructure. Our frontend and mobile apps are written in ReactJS on Vercel and Flutter. Strong internships and general open-source experience are necessary, but familiarity with our particular stack is preferred.

About the company

Kikoff

Company overview
Kickoff is a wellness and fitness company offering online personal training and nutrition coaching through an app, with support delivered via messaging and video. Kickoff sells coaching to individuals and also markets the service as insurance-covered in some cases. Kickoff’s workforce model includes a large network of coaches alongside a smaller corporate team. Kickoff is privately held and has been operating since 2018.

Locations and presence

Kickoff lists New York as headquarters on the company profile, with an additional presence in San Francisco. Many coach-facing roles are remote, while corporate roles appear tied to major US hubs depending on the function.

Palpable Score

40.5
/ 100
Kickoff is not a strong early-career employer because the clearest, most visible roles are contractor coaching roles that require prior experience and do not look like graduate entry points. Kickoff gets some credit for generally positive employee sentiment on review platforms, but limited public detail on hiring stages, onboarding, and paid early-career pathways keeps the score low.
view full company profile >

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