Founded in 2019 and headquartered in San Francisco, Kikoff is a fintech company dedicated to helping individuals build and improve their credit scores through accessible financial products. The company offers services such as the Kikoff Credit Account and Secured Credit Card, designed to assist users in establishing a positive credit history without the burden of high fees or interest rates. With over a million users, Kikoff reports to all three major credit bureaus—Equifax, Experian, and TransUnion—ensuring users' credit-building efforts are recognized across the board.

Many individuals, especially those new to credit or recovering from financial setbacks, face challenges in building or rebuilding their credit profiles due to limited access to affordable credit-building tools. Traditional credit products often come with high fees, interest rates, or require existing credit history, creating a barrier for those trying to establish credit. Kikoff addresses this issue by providing low-cost, interest-free products that help users build credit safely and responsibly, thereby opening doors to better financial opportunities.

Joining Kikoff means becoming part of a mission-driven team focused on financial inclusion and empowerment. The company is backed by prominent investors and is experiencing rapid growth, offering employees the chance to make a meaningful impact while working in a dynamic and innovative environment. With a commitment to developing products that genuinely help users improve their financial health, Kikoff provides a rewarding opportunity for professionals passionate about fintech and social impact.

CEO / Co-Founder – Cynthia Chen

Co-Founder – Christophe Chong