Job Purpose

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‍“This position is open with Bajaj Finance ltd.”

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Culture Anchor:

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Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets

Execute with Rigor - Takes responsibility for meeting targets with focus and effort

Own It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity

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‍Duties and Responsibilities

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‍Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.

-Credit appraisal for BL & Doctor Loans files for the assigned location

-Keeping delinquency under control

-Compliance of policy and processes

-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format

-Market Research and Feedback for new product launch.

-Feed back on credit policy based on market conditions.

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‍Required Qualifications and Experience

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‍Chartered Accountant /MBA Finance with 2-3 years of relevant experience.<

About the company

Bajaj Finance

Company overview

Bajaj Finance is a large Indian non-banking financial company that provides consumer and business lending, fixed deposits, and a growing set of financial services delivered through digital channels and a wide physical footprint. The company serves retail customers as well as small businesses, with products spanning personal and business loans, mortgages and secured lending, and partner-led point-of-sale finance. Bajaj Finance also sits within the wider Bajaj Finserv group ecosystem, which broadens the set of adjacent financial products and career pathways a graduate might touch. Public reporting positions Bajaj Finance as a pan-India operator with a large customer base and extensive distribution reach.

Locations and presence

Bajaj Finance is headquartered in Pune, and public filings describe thousands of locations across India, with many roles tied to specific cities, branches, or field territories. Public sources do not clearly set out a remote or hybrid policy, and role adverts and campus hiring material read as primarily location-based.

Palpable Score

65.4

/ 100

Bajaj Finance offers clear entry points for students through structured campus engagement for both management and technology tracks, but public detail is thinner on what an early-career candidate should expect day-to-day once hired. Candidate-reported interview experiences point to a broadly standard multi-round process, with mixed consistency across teams. The company’s scale, reported attrition, and internal mobility signals support decent early-career outcomes, while pay transparency in job ads is limited.

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