The Consumer Products LAC team is responsible for developing and delivering the future of payments in Latin America and the Caribbean. The Financial Analyst will play a pivotal role in ensuring financial alignment across all benefits operations. This position focuses on tracking and managing expenses associated with benefits, developing detailed Profit & Loss (P&L) analyses, and working as a liaison between the Product, Benefits, and Finance teams. The role is critical for providing insights into the financial performance of partnerships and ensuring the team meets its financial targets.

Responsibilities:

• Oversee financial planning and tracking for benefits operations, ensuring all expenses align with the defined budget

• Lead benefits revenue and expense budgeting by analyzing trends, incorporating priorities and challenges and driving cross-functional collaboration to balance global targets and market realities

• Act as a liaison between the Benefits team and Finance to maintain an accurate and detailed P&L for the business

• Manage billing, setup, and related controls for all benefit partnerships in a consistent and standardized manner, including purchase order tracking, top-up approvals, and financial compliance

• Collaborate with Sourcing, Controllership, Accounts Payable, and Finance to track and optimize the budget, expenses, and forecasts

• Provide actionable data-driven insights into costs, redemptions, and overall financial performance of benefit programs

• Ensure accurate reconciliation of invoices and cost allocations within the P&L

• Develop and maintain dashboards and reports to track financial performance of partnerships

• Coordinate with internal tools and systems to align benefit utilization with expenses

• Provide monthly reports showcasing the financial performance of each benefit partnership, including breakdowns by region or country

• Prepare internal monthly business reviews (MBRs) and quarterly business reviews (QBRs) to present financial outlooks and performance trends

• Serve as the primary Finance contact to ensure seamless communication and alignment on financial matters

• Collaborate with benefit vendors and internal teams to streamline processes and improve cost efficiencies

• Leverage AI tools to optimize processes, enhance reporting accuracy, and better serve markets with timely insights and input  

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

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• Bachelor’s degree in Finance, Business Administration, Economics, or a related field (MBA preferred)
• 3+ years of experience in financial planning, product analysis, or benefits operations
• Strong knowledge of financial systems and data visualization tools
• Experience in handling P&L statements and budget tracking in a corporate setting
• Excellent analytical, organizational, and communication skills
• Familiarity with payment products, financial benefits, or similar industries
• Excellent project management, communication, and analytical skills
• Proficiency in advanced Excel functions, PowerPoint, and financial modeling
• Ability to work across teams and communicate complex financial data effectively
• Interpersonal and leadership skills to influence and build credibility. Team oriented, collaborative and flexible
• Fluent/native in English and Spanish, Portuguese is a plus