📍
New York, NY

Credit Risk Strategy & Analytics, Capital

2 years experience
Finance
Finance
Posted:
December 28, 2025

Stripe

Full-stack payment processing platform
76.4
Palpable Score
Apply >view company >

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Capital team is responsible for managing the end-to-end risk strategy for Stripe's lending product. The team is based in the US and Canada, and is composed of curious, driven, and analytical individuals who are passionate about using their skills to shape the future of Stripe. We partner closely with Stripe's engineering, data science, product, and servicing teams to leverage existing platforms, integrate industry best practices, and develop novel solutions to evaluate and manage credit risk. If you are interested in joining a fast-growing organization and applying your experience to shape the future of Stripe, we encourage you to apply.

What you’ll do

As a key member of the Capital team, you will have the opportunity to shape the future of Stripe's credit policy by driving meaningful changes to the risk and underwriting framework. You will leverage Stripe's vast data assets to formulate your recommendations and work closely with our partners and, where applicable, leverage third-party data. We are a small and lean team, which means you will have the autonomy and the responsibility to manage end-to-end risk initiatives.

Responsibilities

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

Preferred qualifications

In-office expectations

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in-office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

Pay and benefits

The annual US base salary range for this role is $121,600 - $182,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

About the company

Stripe

Company overview
Stripe builds payments and financial infrastructure used by internet businesses to accept payments, send payouts, and manage revenue workflows. Stripe sells products across online payments, subscriptions and billing, fraud prevention, and platform or marketplace payments. Stripe also runs Stripe Atlas, which supports founders with company formation and startup operations resources. Stripe operates globally and serves companies ranging from startups to large enterprises.

Locations and presence

Stripe lists dual headquarters in San Francisco and Dublin, alongside offices across regions including London, Paris, Singapore, and Tokyo. Stripe job listings describe a hybrid model where office-assigned roles are expected to spend at least 50% of time in a given month in a local office or with users, while some roles are available as remote if located 35+ miles from a Stripe office.

Palpable Score

76.4
/ 100
Stripe offers recurring internships and new graduate roles across multiple functions, and Stripe backs that access with real onboarding infrastructure like multi-week onboarding and structured internal education. Stripe is also unusually open on compensation ranges in many job ads, which helps early-career candidates avoid pay guesswork. The score is capped by mixed public sentiment on career progression consistency and the company’s recent layoffs, plus limited published early-career outcome metrics.
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