Role Description
The person will support the Corporate Banking - Lending unit in handling Credit Facility / Security Documentation, Credit Approval checks, and administration of Credit Facilities for Corporate borrowers. The role is backend/operational in nature with structured exposure to credit processes and internal controls.
Your key responsibilities
Loan Documentation & Pre-Disbursement Checks
Continuous engagement with business with during the process of credit approval review and facility/security documents drafting. Validate documents against sanction terms, regulatory norms, and internal credit policy. Coordinate with legal, compliance, business and credit teams for queries or clarifications. Ensuring timely disbursement once all CPs are satisfied.
Credit Facility Setup & Monitoring
Assist in activation of credit facilities in system and monitor the same on ongoing basis during the currency of loan to ensure compliance of condition subsequent. Ensure regular follow-up on post-disbursement documentation and covenants.
Compliance, Risk & Audit Support
Ensure adherence to RBI guidelines, AML/KYC norms, and internal credit controls.
Assist in internal audit preparation, regulatory inspections, and data requests for periodic reporting requirements.
Coordination & Stakeholder Engagement
Liaise with:
MIS & Reporting
Prepare trackers: document deficiency, covenant monitoring, collateral security perfection, and insurance.
Your skills and experience
Soft Skills
