Description
AML Compliance Analyst – Reporting and Monitoring Unit is responsible for ensuring compliance with Anti-Money Laundering and Counter-Terrorist Financing regulations, safeguarding the organization against financial crime risks, and maintaining strong relationships with regulators. This position reports to the Head of AML-ATF and works alongside other compliance professionals but does not have direct supervisory responsibilities. It is one of several analyst-level roles within the team, focused on operational execution and data integrity.
This position exists to support the organization’s AML/ATF framework through accurate transaction monitoring, timely regulatory reporting, and reliable data analysis. The incumbent is accountable for delivering high-quality work that meets strict regulatory deadlines and internal standards, ensuring that suspicious activities are identified, escalated, and reported appropriately. Success in this role is measured by accuracy, timeliness, and adherence to compliance requirements.
Special attributes of this position include frequent interaction with IT, Operations, and other business units to obtain and validate data, as well as the need to adapt quickly to regulatory changes and evolving monitoring systems. The role requires strong analytical skills, attention to detail, and the ability to manage multiple priorities in a fast-paced compliance environment.
Position Responsibilities:
AMLATF Monitoring
- Perform daily monitoring of transactions to identify unusual or suspicious activities.
- Review and investigate alerts generated by the monitoring system and escalate cases as needed.
- Provide observations for potential improvements to monitoring rules and scenarios.
- Act as second-level reviewer for name screening alerts, ensuring proper escalation and resolution
Regulatory AMLATF Reporting
- Assist in preparing and submitting AMLATF reports (e.g., PPATK, OJK, Internal) accurately and on time.
- Maintain documentation and audit trails for all submitted reports.
- Support responses to regulator queries related to AML reporting
Data Support & Analysis
- Extract and consolidate data from IT systems, Operations, and other relevant Business Units for AML reporting and monitoring.
- Validate and cleanse data to ensure accuracy and completeness.
- Perform basic data analysis to identify anomalies or trends for AML risk indicators.
- Prepare standard reports and dashboards for internal stakeholders and compliance reviews.
Required Qualifications:
- Bachelor’s degree in Finance, Accounting, Mathematics, or related field from a reputable university
- More than 2 years’ experience in AML Analyst role or related area.
- Experience in life insurance company or banking is highly valued. Having a LOMA certification is a plus.
- Familiar with KYC/CDD and AMLATF Regulations in Indonesia.
- Team player, tech-savvy, quick learner and self-starter.
- Excellent ability to speak and write in English
- Highly analytical with strong attention to detail
- Proficiency in data analysis tools (Excel, SQL) and AML monitoring systems.
Preferred Qualifications:
- Proactive and collaborative mindset
- Demonstrated ability to foster teamwork and maintain positive working relationships.
