Company details

HEADCOUNT

100-499

ORG TYPE

Startup

SECTOR

Finance

WEBSITE

https://www.tembomoney.com

About the company

Tembo Money is a UK fintech focused on mortgages and savings, aiming to help buyers close the affordability gap with a mix of technology and mortgage advice. Tembo Money scans 100+ lenders and specialist schemes, and the company also offers ISA products including a Lifetime ISA. Tembo Money acquired the Lifetime ISA provider Nude Finance (announced publicly in 2024, with a later company write-up updating the news). Tembo Money is authorised and regulated by the FCA for mortgages, with Tembo Savings Limited regulated separately for savings permissions.

Locations and presence

Tembo Money is London-headquartered (Crucifix Lane, SE1) and hires into London-based hybrid roles. Tembo Money also presents as UK-wide distributed for advisory and operations teams.

Palpable Score

50.0

/ 100

Tembo Money offers some legitimate early-career entry points, including at least one junior-level role with a published salary range and equity, plus a visible employer brand on mainstream hiring platforms. The big constraint is consistency and outcomes: most currently visible openings skew “experienced”, and public employee feedback is mixed on work-life balance and support.

Pillar 1: Early-career access

Score

10.0

/ 20

The company has advertised junior-level roles such as a UI/UX Product Designer marked “Junior and Mid level” with “a couple of years experience” and salary information.
Tembo Money’s currently listed vacancies on its ATS include specialist operations roles that ask for prior regulated-finance experience, which reduces true 0–3 year access.
The company does not show a steady cadence of explicitly junior titles (Assistant, Associate, Graduate, Trainee) on its primary careers channel at the time of review.

Pillar 2: Hiring fairness and transparency

Score

12.3

/ 20

The company’s SmartRecruiters postings spell out day-to-day responsibilities (channels handled, stakeholders, tooling such as Intercom) rather than vague “do everything” scope.
Tembo Money includes a fairness-friendly line in the ISA Transfer Specialist post that mindset matters more than ticking every box, which can reduce unnecessary gatekeeping.
The company rarely publishes salary ranges in customer operations roles, and the public materials do not set out hiring stages or timelines.

Pillar 3: Learning and support

Score

9.0

/ 20

The company funds learning in at least one tech leadership posting through a stated conference and training budget.
Tembo Money explicitly expects senior engineers to coach and support “sometimes junior” developers, which is a real support signal for juniors already in the team.
The company’s junior-leaning design role is framed as “sole designer,” which can be high-growth learning but also risks limited day-to-day mentorship unless Tembo Money clarifies support in practice.

Pillar 4: Pay fairness and stability

Score

11.7

/ 20

The company publishes clear compensation for some roles, including an Engineering Lead salary band (£80k–£90k) plus options, and a UI/UX Product Designer band (£45k–£60k) plus equity.
Tembo Money’s main operations roles reviewed do not include pay ranges, which caps confidence for early-career candidates trying to assess fairness.
The company offers full-time employment and hybrid working details for London roles, which supports stability even when salary is not shown.

Pillar 5: Early-career outcomes

Score

7.0

/ 20

The company has mixed employee feedback in public reviews, including positives on culture, pay and trajectory alongside repeated complaints about long hours and, in some cases, low pay and weak support.
Tembo Money has some internal-mobility signalling through public team storytelling and growth messaging, but it does not provide measurable early-career outcomes like promotion timelines or retention rates.
The company lacks enough early-career-specific outcome evidence (junior progression examples, cohort stories, or consistent review volume by junior roles) to score higher with confidence.