Company details

HEADCOUNT

500-999

ORG TYPE

Startup

SECTOR

Finance

WEBSITE

https://www.tandem.co.uk

About the company

Tandem Bank is a UK digital bank focused on “greener” saving and lending, including savings products and credit cards, plus lending like motor finance and home-improvement loans. The company is headquartered in Blackpool and operates as a regulated bank in the UK. Public sources list the founding team as Ricky Knox, Matt Cooper and Michael Kent, with the founding year shown as 2014 in some places and 2013 in others. Tandem Bank also highlights culture and wellbeing through external employer recognition.

Locations and presence

Tandem Bank lists UK workspaces in Blackpool, Cardiff, Durham and London, with hybrid working across teams. Tandem Bank also advertises roles with flexible UK remote or hybrid options depending on the job.

Palpable Score

69.0

/ 100

Tandem Bank is relatively accessible for early-career candidates through clearly entry-level postings and apprenticeships, even without a formal graduate scheme. The hiring process is unusually transparent about steps and use of AI, but outcomes evidence is more mixed because public progression and retention signals are mostly review-based.

Pillar 1: Early-career access

Score

13.0

/ 20

The company advertises genuinely junior-friendly roles such as “Resilience Analyst – Graduate Level,” explicitly framed as entry level and suitable for a first role.
Tandem posts junior titles like “Junior Treasury Analyst,” with requirements that allow little to no prior direct experience (for example “desirable but not essential”).
The company states there is no official graduate scheme or internships, so early-career access relies on spotting the right openings rather than a predictable annual intake.

Pillar 2: Hiring fairness and transparency

Score

16.3

/ 20

The company publishes a clear application flow (apply, recruiter chat, one or two interviews, and sometimes a task), which helps candidates plan effort and timelines.
Tandem sets expectations around assessment tasks and calls out that hiring decisions are made by people rather than automated CV screening.
The company gives candidates upfront detail on screening and background checks at offer stage, reducing surprises for early-career applicants.

Pillar 3: Learning and support

Score

15.3

/ 20

The company states training and mentoring will be provided for the graduate-level resilience role, which is a concrete support signal rather than generic “learning on the job” language.
Tandem describes small-team exposure and cross-business visibility in the junior treasury role, which can accelerate learning if the team follows through with coaching and feedback.
The company highlights funded apprenticeships for colleagues in England and links apprenticeships directly to career development.

Pillar 4: Pay fairness and stability

Score

12.7

/ 20

The company includes a salary range for “Junior Treasury Analyst” (£25,000–£30,000) plus a stated bonus opportunity and a long, specific benefits list.
Tandem describes pay and benefits for the graduate-level resilience role (salary “up to” a stated figure plus bonus and benefits), which is helpful but still less precise than a range.
The company does not consistently publish salary ranges across the wider job board, which limits how confidently early-career candidates can assess pay fairness role-to-role.

Pillar 5: Early-career outcomes

Score

11.7

/ 20

The company is reviewed as having a relatively flat structure with access to senior leadership and opportunities to develop, but some reviewers also flag internal politics and resourcing strain that can slow progression.
Tandem points to employee-feedback-based employer recognition and also reports growth in the apprenticeship programme, which suggests ongoing investment in development pathways.
The company’s LinkedIn footprint indicates sustained scale and continued hiring, but public data on junior promotions, time-to-level-up, and 12–24 month early-career retention is not published, which caps confidence on outcomes.