Company details

HEADCOUNT

1-24

ORG TYPE

Startup

SECTOR

Finance

WEBSITE

https://www.emma-app.com

About the company

Emma is a London-based personal finance app that uses Open Banking to bring multiple accounts into one place, with budgeting and subscription tracking as core features. The company also positions Emma as a paid membership product with tiered plans and adds-ons like investing features. Emma Technologies Ltd references FCA-related registrations and appointed representative relationships in the site’s legal footer. Public company profiles list the business as founded in 2017.

Locations and presence

Emma lists London as headquarters, and third-party company profiles show an office address around Central Street in London. Hiring pages and job board listings are UK-focused, with roles typically advertised for London.

Palpable Score

46.8

/ 100

Emma gives candidates a decent view of benefits and publishes multiple role types across product, engineering, marketing, and operations, but most openings sit at mid to senior level. The score is pulled down by limited true entry-level routes and thin public evidence on junior progression and retention.

Pillar 1: Early-career access

Score

5.8

/ 20

The company’s visible open roles include titles like Mid Level Full Stack Engineer, Senior Frontend Engineer, and Senior Backend Engineer, which are not aimed at 0–1 year candidates.
Emma advertises a Customer Support Associate role on job aggregators, which is one of the few positions that can fit early-career profiles depending on the experience bar used.
The company does not show internships, apprenticeships, or graduate-intake hiring on the public careers page, which caps entry-level access.

Pillar 2: Hiring fairness and transparency

Score

13.0

/ 20

The company points candidates to a central “See all” roles area from the careers page and keeps the application path simple.
Emma job listings syndicated to boards include concrete stage hints like a “2nd call with CTO” for some engineering roles, which helps candidates anticipate the flow.
The company does not publish a full interview process, expected timelines, or what take-home tasks look like, so candidates still carry uncertainty on hiring burden.

Pillar 3: Learning and support

Score

9.0

/ 20

The company advertises a Founder’s Associate role as working directly with the CEO across product, growth, ops, and hiring, which can create fast learning for someone early-career.
Emma’s careers messaging emphasises ownership and pace, but the public materials do not spell out onboarding length, shadowing, or coaching routines that protect juniors from being thrown in cold.
The company lists an annual salary review as a benefit on third-party profiles, which is a support signal, but it is not paired with visible growth frameworks or training detail.

Pillar 4: Pay fairness and stability

Score

11.5

/ 20

The company lists benefits such as pension contribution, referral bonus (£1k per referral), gym discounts, eye care vouchers, cycle-to-work, and a one-month sabbatical every five years.
Emma appears in job-board listings with salary information for some roles, but the company’s own careers materials do not publish salary ranges, limiting pay transparency for early-career candidates.
The company offers practical starter-kit benefits like a MacBook and paid sick leave (per third-party company profiles), which supports day-one stability.

Pillar 5: Early-career outcomes

Score

7.5

/ 20

The company has a modest number of employee reviews on Glassdoor for “Emma (UK),” which gives some signal on day-to-day experience but not enough to judge early-career retention.
Emma has limited public evidence of structured progression, such as junior-to-mid promotions, internship conversion rates, or internal mobility examples over 12–24 months.
The company shows repeated hiring across years via its community posts and job-board footprints, but that does not confirm whether early-career hires reliably grow in scope.