Chip

Savings and investments app
Last updated:
January 23, 2026
Company details
HQ
HEADCOUNT
100-499
ORG TYPE
Startup
SECTOR
Finance
About the company
Chip is a UK personal finance app focused on saving and investing in one place, with products spanning cash savings and investment accounts. Chip Financial Ltd was incorporated in April 2016 and Chip was founded by Simon Rabin (CEO) and Alex Latham (CMO). The company positions the product as a “wealth app” and hires across operations, support, engineering, marketing, and compliance. Recent public reporting places Chip on the Sunday Times 100 Tech list and ties growth to a large base of crowdfunding shareholders.
Locations and presence
Chip is headquartered in London (Shoreditch) and hires for hybrid roles that expect regular office time. Chip also advertises several “remote within the UK” roles, including in Customer Support and Engineering.
Palpable Score
67.7
/ 100
Chip has real early-career entry points in operations and customer-facing teams, and the job ads do a good job of spelling out pay, responsibilities, and interview steps. The biggest drag is inconsistency in candidate experience, with multiple reports of silence after take-home tasks, plus limited public evidence on junior promotions and retention.
Pillar 1: Early-career access

Score

14.0
/ 20
  • The company lists early-career-friendly roles like Junior CRM Operations Executive, Product Operations Analyst, Financial Operations Analyst (1+ year), and Customer Support Executive, which creates multiple entry points beyond pure customer support.
  • Chip writes several analyst-style job descriptions around skills rather than pedigree, such as SQL + spreadsheets + “willingness to learn” in Product Operations, and “some experience” with room to grow (including certification) in CRM Operations.
  • The company’s wider hiring mix still leans mid-to-senior in key areas, with roles like Senior Data Ops Analyst (3+ years) and manager-level posts that reduce the overall volume of 0–3 year opportunities.

Pillar 2: Hiring fairness and transparency

Score

13.0
/ 20
  • The company job ads repeatedly state a typical response time (“within three days”) and lay out clear interview steps (screen, interview, short task, final), often naming the senior stakeholder involved.
  • Chip publishes a recruitment privacy policy that spells out what data gets collected, where candidate data may come from (including public sources), and how requests to access or delete recruitment data work.
  • The company has multiple public interview reports describing no feedback after submitting a take-home task, which undercuts the otherwise well-described process.

Pillar 3: Learning and support

Score

14.7
/ 20
  • The company includes an annual training budget in multiple role perk sections, and external profiles describe a personal learning allowance aimed at ongoing development.
  • Chip positions some junior roles as “learn-by-doing” ramps, for example Junior CRM Operations with exposure to Braze tooling, QA, troubleshooting, and governance processes as skills build over time.
  • The company mentions structured knowledge-sharing in engineering (such as regular show-and-tell sessions), but public role pages rarely describe onboarding length, buddying, or performance review cadence for early-career hires.

Pillar 4: Pay fairness and stability

Score

14.3
/ 20
  • The company publishes salary numbers for several roles that can suit early-career candidates, including a set salary for some analyst roles and ranges for roles like Junior CRM Operations Executive, plus a defined bonus split between cash and shares.
  • Chip lists a consistent baseline of benefits across many postings, including pension contributions, private medical, 28 days holiday plus bank holidays plus the Christmas-to-New-Year period, wellbeing support, and equipment provision.
  • The company does not show salary ranges on every vacancy, and employee feedback publicly points to uneven pay and bonus distribution across teams, which caps confidence on pay fairness.

Pillar 5: Early-career outcomes

Score

11.7
/ 20
  • The company has a strong-enough employee signal on Glassdoor, including a career opportunities rating around the high-3s and a majority of reviewers recommending Chip, which suggests workable growth pathways for some employees.
  • Chip has public reviews referencing multi-year tenure and role growth in a fast-paced environment, but the public record does not break out outcomes specifically for graduates or 0–2 year starters.
  • The company’s LinkedIn public profiles show some employees staying multiple years and moving into lead or manager titles, but Chip does not publish promotion rates, early-career retention, or structured outcome reporting that would let candidates judge consistency.

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