Abound

AI-powered digital lending
Last updated:
January 23, 2026
Company details
HQ
HEADCOUNT
100-499
ORG TYPE
Startup
SECTOR
Finance
About the company
Abound is a London-founded consumer lending fintech (Fintern Ltd trading as Abound) that uses Open Banking data and machine learning to price and approve loans beyond traditional credit scores. Alongside consumer loans, Abound also sells a credit decisioning platform called Render to partners. The company has been profitable in recent reporting periods and has expanded into mortgages through acquisition activity. Abound was founded in 2020 by Gerald Chappell (CEO) and Dr. Michelle He (COO).
Locations and presence
Abound’s HQ is in London (Commodity Quay area), with a customer operations office in Milton Keynes. The company also references an engineering office in Shenzhen, China, and commonly runs hybrid roles with set in-office days.
Palpable Score
69.1
/ 100
Abound offers several real entry-level routes, including a named graduate scheme plus junior roles in product and IT, which is strong for a company at this size. The main drag on the score is uneven pay transparency and mixed evidence on interview consistency, plus limited public proof of longer-term early-career progression.
Pillar 1: Early-career access

Score

15.5
/ 20
  • The company advertises a Product Analyst role aimed at STEM or Economics graduates with 0–2 years of experience, framed as an early-career stepping stone into Product Management.
  • Abound lists a Junior IT Support Engineer position explicitly described as entry-level, focused on first-line support and growth into senior IT paths.
  • The company publicly shared the launch of a first tech-and-science graduate scheme and confirmed four graduate hires from that intake.

Pillar 2: Hiring fairness and transparency

Score

12.8
/ 20
  • The company publishes detailed day-to-day scope in several listings, including concrete tools and responsibilities (for example SQL, Python, dashboards, incident response, customer operations support).
  • Abound provides salary ranges for some roles (for example Finance Analyst and Customer Service Specialist) but leaves pay blank on other entry-level postings, which weakens transparency for graduates comparing options.
  • The company’s candidate interview feedback includes both structured multi-stage processes and accounts of avoidable friction (for example scheduling and process coordination issues), suggesting uneven execution across teams.

Pillar 3: Learning and support

Score

13.8
/ 20
  • The company states a training investment offer on the careers site, including support for role-relevant skill development rather than only informal learning.
  • Abound’s Product Analyst role spells out hands-on learning areas such as APIs, decisioning flows, data pipelines, and operational readiness work alongside Product and Operations.
  • The company’s Junior IT Support Engineer role positions the job as a development pathway, with exposure to Microsoft enterprise tooling and a stated progression route into senior or specialist roles.

Pillar 4: Pay fairness and stability

Score

15.0
/ 20
  • The company commits to broad-based equity ownership and lists a benefits package that includes pension, paid volunteering days, gym support, and a paid sabbatical after four years.
  • Abound shows market-facing pay signals in multiple roles, including published ranges like £40–45k for Finance Analyst and £28–30k for Customer Service Specialist, plus equity on relevant postings.
  • The company still leaves salary unspecified on some junior roles, which caps the score even though roles are presented as full-time and stable rather than repeated short contracts.

Pillar 5: Early-career outcomes

Score

12.0
/ 20
  • The company has strong employee sentiment signals on major review platforms (high overall rating and “recommend to a friend”), but the sample size is limited and does not break out early-career outcomes cleanly.
  • Abound publicly reports four hires from a first graduate scheme intake, which is a concrete early-career outcome, but public promotion and retention timelines for those cohorts are not yet available.
  • The company offers retention-oriented benefits such as a paid sabbatical after four years and frames certain junior roles with explicit progression paths, but public evidence of actual internal progression for junior hires remains thin.

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