Atlanta, GA
Wholesale Credit Delivery Analyst I
None
Financial Services
Finance
December 17, 2025
The Credit Delivery teams underwrite credit products to new and existing clients and actively manage the existing portfolio in order to meet client needs while also ensuring appropriate risk/return strategies. The group underwrites lead and non-lead opportunities that span from investment grade to sponsor-owned, leveraged transactions and executes amendments, refinancings and ancillary credit product approvals.
Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, annual client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group is also responsible for early identification of emerging credit problems and industry trends in order to initiate risk mitigation actions and ensure appropriate capital allocation.The Wholesale Credit Delivery Analyst position is typically a two-year position. At the end of the two-year period, Analysts may be asked to remain in the role for an additional year.The majority of Credit Delivery Analysts are placed in Atlanta, GA. Those that reside elsewhere may be asked to spend time training in Atlanta.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
2. Authors and creates credit product approval documents and presentations with an initial recommendation and credit view.
3. Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
4. Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
5. Supports Directors, VPs and Associates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.
6. Works closely with Directors, VPs and Associates in the preparation of on-time and high quality annual reviews, renewals, and amendments. More experienced analysts may be responsible for completing entire annual reviews on assigned clients.
7. Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Undergraduate degree.
2. Strong verbal and written communication, organizational, critical thinking and problem solving skills.
3. Strong analytical skills and attention to detail.
4. Strong work ethic, competitive drive, and time management skills.
5. Proficient in Microsoft Word, Excel and PowerPoint.
6. Licenses: Series 79; Series 63; SIE.
1. Undergraduate degree with coursework in accounting or finance preferred.
2. 1 year of work experience in a finance/banking environment.
