Role Description
Risk Data Validation & Control (RDV&C) team is responsible for quality assurance activities in relation
to critical, complex and technical risks and regulatory topics that affect Deutsche Bank (DB). RDV&C
are part of the Credit Risk Data Unit (CRDU) team within Group Finance and their key stakeholders
include but are not limited to:
- Business Finance
- Risk Management (CRM/MRM)
- Group Reporting
- Regulatory Policy Adherence Group
- Production IT Support
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
- Best in class leave policy.
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Review interest income for impaired/defaulted loan positions with Business finance team to ensure completeness
- Prepare Management dashboards and perform Quality Assurance of interest figures in data warehouse.
- Perform reconciliation of interest postings with ledger and resolve breaks with Accounting close/Business finance (BF) teams
- Review & ensure completeness and accuracy of interest income for impaired/defaulted Loans as per IFRS9 principles.
- Liaising with relevant stakeholders including CRM, BF & managing their queries related to interest income for defaulted loans.
- Coordination & communication with CRM, Business finance & Accounting close for remediation of month end production issues and to follow process controls
- Presentation of the interest dashboard to senior audience across the Bank
- Change Book of Work - support the change BoW by engaging with business, CDO and IT on change Initiatives for strategic implementations and DQ remediation
- Providing subject matter expertise and analytics to support Finance and the Risk team regarding Stage3 interest income or initiatives e.g. optimization topics
- Data Quality – proactively manage the investigation and resolution of month end issues related to Stage3 loans interest income.
- Support External, internal, ECB audit work as and when required
Your skills and experience
- Good Knowledge of credit risk & IFRS 9 regulatory requirements
- Product control experience in loan products preferred
- Understanding of interest income calculations for loans
- Team management experience
- An analytical mindset and good approach to problem solving
- Experience of process change
- Strong interpersonal and communication skills
- Organized and structured working approach
- Strong attention to detail
- Reliable team player who enjoys working in an international environment
- Preferred IT Skills: Python, Advance Excel(VBA), Microstrategy, MS Access.
How we’ll support you
- Training and development to help you excel in your career.
- Coaching and support from experts in your team.
- A culture of continuous learning to aid progression.
- A range of flexible benefits that you can tailor to suit your needs.
