Key Responsibilities

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Strategy
•    Support the business strategy for Commercial Real Estate Financing (‘CREF’) in the context of the overall Global Banking, clients, and Bank strategy.
•    Build trusted relationships with clients, colleagues and industry partners .

Business
•    Perform financial and valuation analyses using various methodologies relevant for the CREF US
•    Build detailed financial models to evaluate performance under various operating scenarios and to analyze the impact of different capital structures
•    Prepare presentation materials for use in client meetings, covering topics such as strategic alternatives, capital markets activity and general corporate finance
•    Maintain up to date knowledge on clients and targets
•    Involved in day to day project management, execution support and stakeholder management
•    Complete all required credit and regulatory examinations

Processes
•    Ensure deals are properly screened and selected in line with the Bank’s strategy and risk appetite
•    Provide input on portfolio risks through the portfolio reviews and escalate to senior management/ risk forums where required.

People & Talent
•    Lead through example and build the appropriate culture and values.
•    Set appropriate tone and expectations from the team and work in collaboration with risk and control partners.

Risk Management
•    Preparation of Business Credit Applications (BCAs) for credit approval process
•    Work with Portfolio Analytics & Monitoring (‘PAM’) and client management teams on the execution and review of new and existing loan transactions
•    Escalate risk issues to senior management in the business

Governance
•    Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

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Regulatory & Business Conduct

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•    Display exemplary conduct and live by the Group’s Values and Code of Conduct.
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

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Key stakeholders

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•    Clients of the Bank
•    Client Coverage.
•    Head of CREF US
•    Other CIB verticals e.g., Transaction Banking
•    Credit Risk
•    Internal Audit
•    Legal & Compliance
•    Human Resource

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Other Responsibilities

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•    Embed Here for good and Group’s brand and values in, USA CIB, Commercial Real Estate Financing (‘CREF’).
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
•    Multiple functions: responsibilities associated with the management of the CREF are all laid out in this document (as required).

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Skills and Experience

•    Manage Conduct
•    Risk Management and Internal Controls
•    Credit Risk
•    Client Experience
•    Business – Market Knowledge
•    Product line knowledge

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Qualifications

•    Education      University graduate
•    Training          Completed bank’s mandatory and development training
•    Languages     English

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