📍
Bengaluru, India

Data Scientist, Credit Card Analytics

3 years experience
Finance
Data / Analytics
Posted:
January 30, 2026

Visa

Global digital payments and financial network
79.1
Palpable Score
Apply >view company >

Job Description And Responsibilities

Visa Consulting and Analytics (VCA) is Visa's consulting division, serving Visa's clients (including card issuers, acquirers, and merchants) and solving their strategic problems focused on improving performance and profitability. Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results.

The individual will be part of VCA Data Science team and will be responsible for delivering data analytics projects with Visa client. The team is involved in a comprehensive range of analytics services for our client, that address unique challenges in areas such as strategic growth, cards profitability, product acquisitions, customer engagement and portfolio management.

What a Data Scientist, Visa Consulting & Analytics does at Visa:

The Data Scientist will be a member of VCA Data Science team in Asia Pacific and will report to the squad lead. This position will be embedded at client office and based in Bangalore.

The individual will be accountable for delivery and implementation of analytics strategies as well as high-impact solutions for the client. He/she will bring in deep expertise from credit cards and retail banking with a strong background in data analysis to solve complex problems and unlock business value.

Key responsibilities include:

Why this is important to Visa:

As payments consulting arm of Visa, VCA is growing a team of highly specialized experts who can provide best-in-class payment expertise and data-driven strategies to clients. We’re building a high-performing team of data scientists, data analysts and statisticians helping major organizations adapt and evolve to meet the changes taking place in technology, finance, and commerce with cutting-edge, creative, and advanced analytic solutions. The purpose of the team is to help Visa’s clients grow their business and solve problems by providing consulting services using data.

What you will need:

We are looking for a motivated, analytical minded individual with a track record of using data and analytics to unlock business value. A successful candidate should have accumulated a variety of industry experience, be curious about banking and cards industry, should be results-driven and client-centric.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:

About the company

Visa

Company overview
Visa is a global payments technology company that runs the network that helps move money between consumers, merchants, financial institutions, and government entities. The company provides services like authorization, clearing, and settlement that sit behind many card and digital payment experiences. Visa operates across 200+ countries and territories and works with partners ranging from banks to fintechs and large merchants. The company’s products also extend into areas like risk, fraud, data-driven services, and advisory work.

Locations and presence

Visa has major hubs in the United States (including Foster City, San Francisco, Austin, and Atlanta) alongside offices across many global regions. The company publicly positions most roles as hybrid, with examples in job postings noting set in-office days and a policy that allows short periods working from another location for eligible hybrid roles.

Palpable Score

79.1
/ 100
Visa has a broad and repeatable early-career funnel, including a global internship program and multiple structured rotational programs with clear eligibility windows. The strongest evidence sits in learning support and early-career program design, while the weaker area is end-to-end hiring transparency because public details on interview stages and feedback norms are limited.
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