Company details

HEADCOUNT

100-499

ORG TYPE

Startup

SECTOR

Technology & Digital

WEBSITE

http://www.smego.com/

About the company

smeGo is a pan-European financing platform focused on established SMEs, offering products like loans, credit lines, and invoice factoring. smeGo says the business uses an AI-driven fintech platform to make faster credit decisions. Public company descriptions state smeGo has financed more than €1.8B–€1.9B for 4,000+ SMEs across Europe. smeGo also operates under the SME Finance group brand history and lists multiple European offices.

Locations and presence

smeGo’s LinkedIn profile lists Vilnius as headquarters and offices in Amsterdam, Helsinki, Tallinn, and Riga. Public job pages also reference Amsterdam as a hybrid base for Netherlands roles.

Palpable Score

53.2

/ 100

smeGo offers a couple of genuine early-career entry points, but public hiring evidence looks uneven across functions and countries. The company also publishes very little about pay ranges and early-career progression outcomes, which caps confidence in fairness and long-term growth for graduates.

Pillar 1: Early-career access

Score

11.0

/ 20

The company has a “Junior Sales Manager” posting with a 0–2 years experience bracket, which is a real early-career route.
smeGo also advertises a “Junior Risk Manager / Analyst” role on LinkedIn, adding a second early-career track beyond sales.
The company’s other visible roles skew experienced (for example senior accounting and senior data engineering listings), so entry-level access does not look consistent across the business.

Pillar 2: Hiring fairness and transparency

Score

12.3

/ 20

The company’s junior sales posting lists clear requirements (0–2 years, degree background, language expectations) and spells out what candidates get (hybrid work, bonus, education focus).
smeGo routes at least some applications via email (“send your CV and motivational letter”), which can work, but does not show a consistent step-by-step process (stages, timelines, task expectations) in the public posting.
The company’s LinkedIn job ads provide a standardised “apply” flow for some roles, but public pages do not consistently state interview stages or whether any take-home tasks are used.

Pillar 3: Learning and support

Score

11.3

/ 20

The company explicitly lists “Education & Personal Growth” in the junior sales role’s “What we offer,” which is a direct learning signal for early-career hires.
smeGo publishes employee interviews (for example with a Relationship Manager and the Chief Product and Technology Officer), which supports a culture of sharing career paths, but these pages are not the same as a defined junior development structure.
The company does not publicly describe onboarding, mentoring, pairing, or review cadence for junior roles, so support looks role-manager dependent based on what is visible.

Pillar 4: Pay fairness and stability

Score

10.3

/ 20

The company describes compensation as “competitive” and includes an “attractive bonus” for sales roles, which signals performance-linked pay but not baseline fairness.
smeGo does not publish salary ranges on the junior sales posting, making it hard for graduates to benchmark the offer before applying.
The company also does not publicly spell out benefits like pension, private healthcare, or equity for junior roles, so stability signals are limited in the evidence.

Pillar 5: Early-career outcomes

Score

8.3

/ 20

The company’s public materials focus on business growth metrics (financing volume and customer counts) rather than early-career outcomes like promotions, retention, or intern-to-full-time conversion.
smeGo publishes leadership and employee spotlights, but these do not provide repeatable evidence of junior progression (for example typical time-to-promotion or examples of juniors moving into specialist roles).
The company has limited reliable third-party outcome data in public view for this exact smeGo entity (for example a meaningful volume of employee reviews), which restricts confidence on early-career results.

Useful links & resources

Junior Sales Manager (Netherlands) role page smeGo LinkedIn company page (size, locations, hiring footprint)smeGo “About” (company scope and markets)