SME Bank

Banking for small businesses
Last updated:
February 7, 2026
Company details
HQ
HEADCOUNT
100-499
ORG TYPE
Corporate
SECTOR
Finance
About the company
SME Bank is a Vilnius-based neobank offering day-to-day digital banking plus lending products aimed at small and medium-sized businesses. SME Bank positions the bank around fast SME financing and technology-led risk management. Public company information highlights regulated-bank operations and a focus on serving customers remotely through digital onboarding. SME Bank, UAB is listed at A. Tumėno g. 4 in Vilnius.
Locations and presence
SME Bank lists Vilnius as headquarters and runs hiring primarily for Vilnius-based roles. The company also runs international-facing digital banking services, with English-language hiring and product pages.
Palpable Score
58.0
/ 100
SME Bank publishes real job detail, benefits, and salary floors on the company careers pages, which makes the offer clearer than many scale-ups. The score is held back by limited recurring 0–3 year roles and thin public proof of early-career progression beyond internships and general employee ratings.
Pillar 1: Early-career access

Score

9.3
/ 20
  • The company has run an Accounting Intern role stating no prior work experience is required, which is a true entry point for students.
  • SME Bank’s careers page currently highlights roles like Senior Data Engineer (3+ years) and Credit Analyst (2+ years), so most advertised roles sit above graduate level.
  • The company advertises internships with language like “possibility of being hired for employment within SME Bank,” but the public pipeline still looks occasional rather than steady.
Pillar 2: Hiring fairness and transparency

Score

14.0
/ 20
  • The company publishes concrete responsibilities and “what you need to succeed” sections (for example, Credit Analyst duties plus a minimum experience line), which helps candidates self-select.
  • SME Bank includes clear application routes in job posts, including applying via LinkedIn or sending a CV to a named careers inbox.
  • The company does not publish interview stages, expected timelines, or what assessments look like, so candidates still have to guess the process depth.
Pillar 3: Learning and support

Score

11.7
/ 20
  • The company includes “self-learning time for your development” and private health insurance in the “What we offer” section, which are practical support signals for early-career hires.
  • SME Bank’s internship materials promise “Education & Personal Growth” and exposure to different areas of an international business, which supports learning-by-doing.
  • The company does not describe onboarding specifics such as a buddy system, a 30-60-90 ramp plan, or a review cadence in the job-facing materials that are easy to find.
Pillar 4: Pay fairness and stability

Score

14.3
/ 20
  • The company publishes salary floors for roles (for example, Credit Analyst “gross salary from 3000 EUR/month” and Senior Data Engineer “starting from €3,300/month gross”).
  • SME Bank lists stability-linked benefits in role pages, including paid vacation, extra time off (birthday and “trust day”), and private health insurance after the trial period.
  • The company does not consistently publish full compensation ranges or role-level market positioning, so early-career candidates still lack easy comparators across functions.
Pillar 5: Early-career outcomes

Score

8.7
/ 20
  • The company has mixed employee sentiment data in public reviews, including mid-range ratings for career opportunities and a limited total review count, which makes outcomes hard to trust at scale.
  • SME Bank does not publish early-career progression examples such as promotions, internal moves, or time-to-next-level benchmarks over 12–24 months.
  • The company’s LinkedIn footprint shows a sizeable team and ongoing role coverage, but public “junior to growth” stories are not visible.
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